Most of the world's successful health care systems do not employ third party payment-they don't use insurance companies. The government pays for it.

One Solution

Sen. Tom Daschle has advocated a similar system in his recently published book, Critical: What We Can Do About the Health-Care Crisis.

While Daschle admits that getting Americans to embrace a government-led system has its challenges given their sensitivities to socialized medicine, he does propose a plan.

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